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644 16th Street, Panama City Beach, FL 32413

$275,000
  • 644 16th Street, Panama City Beach, FL 32413 Main Photo

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Active
BEDS2 BATHS2 full SQUARE FEET863 MLS#O6398252
STATUSActive PROPERTY TYPEResidential - SUBDIVISIONWHITE SANDS ESTATES

Property Description

Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X).Just under 1 mile to public beach access, you're only minutes from sugar-white sands and emerald Gulf waters-without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away.Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones.For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential.Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed!Turnkey opportunity in one of Panama City Beach's most desirable and peaceful West End pockets-where authentic beach lifestyle meets smart ownership!

644 16th Street | MLS# O6398252

This home located at 644 16th Street, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $275,000. This property was built in 1984 and has 2 bedrooms and 2 full baths with 863 sq. ft. 16th Street is located in the WHITE SANDS ESTATES subdivision. Search WHITE SANDS ESTATES real estate on jtedesco.realty100.com today.

Property Features

Property Type: Residential -
Cooling: Central Air
Fenced: Yes
Heating: Central, Heat Pump
Lot Size: 0.17 Acres
Roof Type: Metal
Stories: 1.0
Taxes: $1,503
Year Built: 1984

Amenities

Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-In Closet(s)
Private Yard
Sliding Doors

Feature Descriptions

Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Days on Site: 8
Directions: From US98 / Panama City Beach Parkway, go north on 14th St and then turn right on 16th St. The property is on the right hand side on the corner lot. Driveway is before 16th St. curves. If looking at the property from the street, this 1/2 duplex is the rig
Exterior: Stucco, Frame
Fencing: Chain Link, Vinyl, Wood
Flood Zone Code: X
Flooring: Hardwood
Foundation: Slab
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: Corner Lot, City Limits, Paved
Lot Dimensions: 0.17
Number of Septics: 1
Other Equipment: Private Yard
Other Structures: Shed(s), Storage, Workshop
Ownership: Fee Simple
Parking: Boat, Driveway, Guest, Off Street, Oversized, Parking Pad, RV Access/Parking
Parking Notes: Boat, Driveway, Guest, Off Street, Oversized, Parking P
Patio/Porch: Covered, Deck, Rear Porch
Property Attached Y/N: No
Property Sub-Type: Half Duplex
Security: Smoke Detector(s)
Sewer: Septic Tank
Showing Instructions: Appointment Only, Call Listing Agent, No Lockbox, See Remarks, ShowingTime
Special Sale Provisions: None
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Water Connected
Water: Public
Water Access Y/N: No
Zoning: R-3

Room Sizes

Primary Bedroom: 12x11
Bedroom 2: 12x10
Living Room: 18x12
Kitchen: 11x8

Listed By / Shown By

Listed By

Agency Name: LPT REALTY, LLC
Agency Contact: 877-366-2213

Shown By

Agent Name: Julie Tedesco
Agent Phone: Cell: (954) 592-7619
Agency Title: Realty 100

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Estimated Payment

$ 817.49 per month $612.03 Principal & Interest $125.25 Property Tax $80.21 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/23/2026. The listing information on this page last changed on 04/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/23/2026 10:10:20 AM EST) or Miami MLS (last updated Thu 04/23/2026 10:00:05 AM EST) or Stellar MLS (last updated Thu 04/23/2026 9:49:49 AM EST) or Beaches MLS (last updated Thu 04/23/2026 9:34:38 AM EST). Real estate listings held by brokerage firms other than Realty 100 may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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